This article provides a complete, practical walkthrough of the Wise Automate n8n agent. It connects HTTP Request, Webhook across approximately 1 node(s). Expect a Simple setup in 5-15 minutes. One‑time purchase: €9.

What This Agent Does

This agent orchestrates a reliable automation between HTTP Request, Webhook, handling triggers, data enrichment, and delivery with guardrails for errors and rate limits.

It streamlines multi‑step processes that would otherwise require manual exports, spreadsheet cleanup, and repeated API requests. By centralizing logic in n8n, it reduces context switching, lowers error rates, and ensures consistent results across teams.

Typical outcomes include faster lead handoffs, automated notifications, accurate data synchronization, and better visibility via execution logs and optional Slack/Email alerts.

How It Works

The workflow uses standard n8n building blocks like Webhook or Schedule triggers, HTTP Request for API calls, and control nodes (IF, Merge, Set) to validate inputs, branch on conditions, and format outputs. Retries and timeouts improve resilience, while credentials keep secrets safe.

Third‑Party Integrations

• HTTP Request
• Webhook

Import and Use in n8n

1. Open n8n and create a new workflow or collection.
2. Choose Import from File or Paste JSON.
3. Paste the JSON below, then click Import.
4. Show n8n JSON

   Title:  
   Automating International Transfers with n8n and Wise API: A Step-by-Step Workflow
   
   Meta Description:  
   Learn how to automate cross-border payments using n8n and the Wise API. This guide breaks down a real-world workflow to streamline online money transfers programmatically.
   
   Keywords:  
   n8n, automation, Wise API, international transfers, cross-border payments, no-code workflow, fintech automation, Wise integration, automate payments, n8n Wise
   
   Third-Party APIs Used:  
   - Wise API (formerly TransferWise)
   
   Article:
   
   In today’s fast-paced digital economy, managing international payments manually can be time-consuming and error-prone. Fortunately, modern automation tools like n8n can significantly simplify these processes by integrating seamlessly with APIs from leading payment platforms. In this article, we'll explore an n8n workflow that automates sending money with the Wise API, an industry-leading cross-border payments service, formerly known as TransferWise.
   
   Overview of the Workflow
   
   This fully automated workflow uses the Wise API to perform a complete transfer of 500 EUR from one EUR account to another. The steps involved are:
   
   1. Create a transfer quote
   2. Initiate the transfer
   3. Execute the transfer
   4. Retrieve and confirm the transfer details
   
   Let’s walk through each part of the flow and examine how the automation works using n8n’s built-in Wise nodes.
   
   Step 1: Create a Transfer Quote
   
   The workflow begins with the first node labeled “Wise.” This node uses the Wise API to create a quote for the upcoming transaction. The parameters specify:
   
   - Amount: 500 EUR  
   - Source Currency: EUR  
   - Target Currency: EUR  
   - Profile ID of the sender: 16138858  
   - Target Account ID: 147767974
   
   At this stage, Wise calculates any applicable fees and returns a quote ID that is crucial for initiating the actual transfer. This approach ensures complete transparency before committing to a transaction.
   
   Step 2: Create the Transfer
   
   The next node in the chain, “Wise1,” takes the quote ID generated by the previous step and creates an actual transfer object using the Wise API. It passes along the same profile and account IDs, along with a friendly reference note: “Thank you for the contribution.” This reference appears in the recipient’s bank statement, a feature particularly useful for donations, reimbursements, or client payments.
   
   This node outputs a transfer ID, which is used in the next step for execution.
   
   Step 3: Execute the Transfer
   
   In the third node, “Wise2,” the workflow executes the transfer by using the transfer ID obtained from the previous step. This step is the action that dispatches the money to the intended recipient's Wise account or directly to their bank account, depending on how the target account is configured in Wise.
   
   Executing transfers separately from creating them adds an additional layer of control and auditability—allowing for final verifications or approvals before committing funds.
   
   Step 4: Retrieve Transfer Details
   
   Finally, the “Wise3” node fetches the complete details of the executed transfer using the transfer ID. This step is useful for logging, reconciliation, or notifying stakeholders of a successful transaction. The returned information can include status, exchange rates, timestamps, and recipient confirmations—vital for operational clarity.
   
   Why Use n8n for Wise Transfers?
   
   n8n is a powerful workflow automation tool that lets users integrate various services with minimal or no code. Here’s why it works well in this scenario:
   
   - Native Wise integration: n8n includes Wise as a supported node, which saves time in configuring API calls manually.
   - Event-driven: You can trigger workflows based on other actions (e.g., receiving invoices, approval workflows).
   - Error handling and retries: n8n enables structured handling of API failures, a critical feature for financial operations.
   - Transparency: Every step is visible visually, making it easier to track money movement and debug if needed.
   
   Use Cases for This Workflow
   
   This automation could be a game-changer for multiple use cases including:
   
   - Freelance payments: Send pay-outs to contractors in their local currency automatically.
   - Non-profit donations: Automatically distribute donations to recipients or local chapters.
   - Corporate reimbursements: Manage international expenses without involving manual bank transfers.
   
   Security Considerations
   
   Since the workflow operates with real money, it’s vital to handle credentials and API keys securely. n8n provides secure credential management, and it’s best practice to:
   
   - Restrict API permissions to only what's needed.
   - Use environment variables or secret managers in production.
   - Audit workflows regularly for anomalies or unauthorized changes.
   
   Conclusion
   
   By combining the visual simplicity of n8n with the robust capabilities of the Wise API, you can streamline international money transfers, minimize manual effort, and reduce the possibility of human error. Whether you're a finance team automating reimbursements or a startup managing global payments, this workflow provides a clean, scalable foundation for financial automation.
   
   With integrations like these, automation is no longer just convenient—it's a strategic advantage.

5. Set credentials for each API node (keys, OAuth) in Credentials.
6. Run a test via Execute Workflow. Inspect Run Data, then adjust parameters.
7. Enable the workflow to run on schedule, webhook, or triggers as configured.

Tips: keep secrets in credentials, add retries and timeouts on HTTP nodes, implement error notifications, and paginate large API fetches.

Validation: use IF/Code nodes to sanitize inputs and guard against empty payloads.

Why Automate This with AI Agents

AI‑assisted automations offload repetitive, error‑prone tasks to a predictable workflow. Instead of manual copy‑paste and ad‑hoc scripts, your team gets a governed pipeline with versioned state, auditability, and observable runs.

n8n’s node graph makes data flow transparent while AI‑powered enrichment (classification, extraction, summarization) boosts throughput and consistency. Teams reclaim time, reduce operational costs, and standardize best practices without sacrificing flexibility.

Compared to one‑off integrations, an AI agent is easier to extend: swap APIs, add filters, or bolt on notifications without rewriting everything. You get reliability, control, and a faster path from idea to production.

Best Practices

• Credentials: restrict scopes and rotate tokens regularly.
• Resilience: configure retries, timeouts, and backoff for API nodes.
• Data Quality: validate inputs; normalize fields early to reduce downstream branching.
• Performance: batch records and paginate for large datasets.
• Observability: add failure alerts (Email/Slack) and persistent logs for auditing.
• Security: avoid sensitive data in logs; use environment variables and n8n credentials.

FAQs

Can I swap integrations later? Yes. Replace or add nodes and re‑map fields without rebuilding the whole flow.

How do I monitor failures? Use Execution logs and add notifications on the Error Trigger path.

Does it scale? Use queues, batching, and sub‑workflows to split responsibilities and control load.

Is my data safe? Keep secrets in Credentials, restrict token scopes, and review access logs.